Model test || Test for HSC candidate.

Model test || Test for HSC candidate.

Model Test 2025 

   Full marks 30

 Time : 50 minutes 

1. Read the text and answer the following questions A & B.
We spend money for different reasons. We buy foods, clothes or everyday essentials, pay for different services, entertain people, travel to places, help others in need or invest in business and thus spend money every day. In fact, spending is a part of our life. Spending may make us happy or unhappy depending on how and why we spend.
When we spend money on things that we need and within our limit, it is good. When it becomes a compulsive behaviour, it makes life stressful. Unnecessary spending or spending beyond one's means has some bad effects. For one thing, it may lead to financial ruin or debt, and for another, it may create unhappiness within families. People who overspend are never satisfied with what they have. They always rush for brands, fashion items, designer clothes etc. Over a period of time it becomes an addiction which may eventually create psychological problems. Nowadays consumer items are displayed in stores or in advertisements in ways that they create a feeling of immediate need for them. We are constantly tempted to buy, use or consume things even when we do not have a genuine need. We all need to be careful here. Salespersons often encourage customers to buy things by flattering them. This is a perfect match for you', they would say, or 'You look so stunning in that dress'. Never forget, they say the same thing to most of their customers. It is better not to be persuaded by such words. They use these words to please the customers as the more a customer buys, the higher the profit is.

A. Multiple Choice Questions 0.5×10=5
1. What is the main idea of the passage?
a) Spending money wisely is important.
b) Buying branded products is necessary.
c) Spending money always makes people happy.
d) Salespersons are always honest.
2. What does the passage suggest about spending money?
a) It is always harmful.
b) It should be done within one's limit.
c) It should only be for entertainment.
d) It is not necessary for daily life.
3. What is one negative effect of compulsive spending?
a) It helps people earn more money.
b) It leads to financial problems and stress.
c) It improves relationships within families.
d) It increases savings.
4. According to the passage, why do some people overspend?
a) Because they are satisfied with what they have.
b) Because they want to help others.
c) Because they constantly desire new things.
d) Because they do not believe in fashion.
5. What does the word "compulsive" mean in the passage?
a) Done with careful thought
b) Done repeatedly without control
c) Done for others' benefit
d) Done for entertainment
6. What do salespersons often do to persuade customers?
a) Offer financial advice.
b) Use flattering words to influence buying decisions.
c) Give free products.
d) Stop people from purchasing unnecessary items.
7. Why is unnecessary spending harmful?
a) It increases family happiness.
b) It makes people feel more satisfied.
c) It can lead to debt and addiction.
d) It encourages people to invest.
8. What is the passage’s advice about handling sales tactics?
a) Always believe what salespeople say.
b) Be aware that sales tactics are meant to increase profit.
c) Trust advertisements completely.
d) Follow fashion trends blindly.
9. What does the word "flattering" mean in the passage?
a) Criticizing someone
b) Giving false praise to influence someone
c) Ignoring someone's appearance
d) Complaining about a product
10. What is the suggested way to avoid unnecessary spending?
a) Ignore financial planning.
b) Buy things based on emotions.
c) Be cautious about persuasive sales tactics.
d) Purchase all advertised products.

B. Write the answer of the following Short questions.  3×2=6
a. What are the negative effects of overspending?
b. How do advertisements and salespersons influence people to spend more?

2. Fill in the gap with appropriate word. 10
The proper (a) ------  of study involves regular and proper understanding. In order to (b) ------- the best benefit from study. We should read (c)------ and intelligently. We should not study (d)------ for the purpose of (e)---------- examinations. We should take genuine (f) --------  in our studies so that we can enjoy what we (g) ------ . This will give us knowledge and wisdom and (h)------   the horizon of our (i)------ -. We should, therefore, study not for immediate gains but for (j) ------ the wealth of our mind.

3. Write a letter to your to your younger sister Rupa describing the benefits of reading  newspaper. She lives in 121, Kazi Nazrul Islam Avenue, Shahabugh, Dhaka. 9

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